How to Get Car Insurance without a Driver’s License

How to get car insurance without a driver’s license? Getting car insurance can be difficult. It can seem especially daunting if you don’t have your license.

It can be best to get your car insured under a relative’s policy for a short period of time, or to get your driver’s license first before you try to obtain car insurance.

If your license has been revoked or suspended for driving uninsured, you cannot simply take the test again, you have to prove in court that you’re insured and that your policy is current.

In the information below, I provide additional tips that you can use as well to learn how to get car insurance without a driver’s license.

Contact insurance companies to get a quote on how much the insurance will cost. If asked, explain to the insurance agent your situation, weather it’s that you’re just coming of age to get your driver’s license, your license has expired, or your license has been revoked for driving uninsured.

The agent will then probably give you a temporary policy of about thirty to forty-five days, in order for you to get your license back. Most insurance companies won’t give a long-term policy to someone who doesn’t have a driver’s license.

Pass the driver’s exam if you’re just reaching the legal age or if your license has expired. If your license has been revoked for driving uninsured, you should go to court and show them proof of insurance.

If your license has been revoked it would also probably be helpful to hire a local attorney to help you with the proceedings. You may have to pay a fine as well as show proof of insurance at the court in order for them to reinstate your driving privileges.

Take proof that your driver’s license is valid now to the insurance company, to keep your policy alive.

Otherwise after your thirty to forty-five day period is over your car will no longer be insured, and your driver’s license could be revoked, and insurance companies would be surprised to see two counts of driving uninsured on the record of a potential customer.

It’s a bad idea to have that on your record, it could make insurance hard to fine not only now but later as well.

A valid driver’s license is required to get liability insurance. This is the insurance that protects you as the driver from liability to a third party for any negligence on your part while operating a vehicle.

Additionally, some car insurance providers will allow you to obtain fire and theft insurance for your car without a driver’s license however; you still must provide some type of identification.

Fire and theft insurance basically is meant for cars that are not driven or that are stored within your garage. This type of car insurance does not cover any cost associated with a vehicle accident but it does cover unforeseen accidents like home fires and burglary.

Before you head out in search of a new car insurance company do a little research online to find the closest insurance agents to your home. If you do not have a driver’s license and your car is uninsured, it is definitely not wise to show up to a car insurance company driving the car or any car because you do not have a license.